Frequently Asked Questions 

Is Fleet Lending Solutions a bank/lender?

Fleet Lending Solutions is a commercial finance broker that works with over 40 different commercial lenders. Our access to such a wide range of lenders ensures that we can provide financing that fits your borrower profile.

What does Fleet Lending Solutions finance?

Fleet Lending Solutions finances everything from dump trucks to X-ray machines. If something is used for a commercial purpose, Fleet Lending Solutions can help a borrower acquire financing for its purchase.

What will my interest rate be?

Interest rates will vary depending on a borrower’s time in business, credit score, and other factors. That said, rates can be as low as 7 or 8% if you’re an excellent borrower.

Can I get financing if I have no time in business or a low credit score?

We have lenders that are willing to finance start-ups and borrowers with low-credit scores but those loans will have higher interest rates.

How long does the financing process take?

The finance process from start to finish can take as few as 3 days.

How can I get started on the financing process?

Fill out an application by clicking on the “Apply Here” button above or call us and we can walk through the application over the phone.

How can I get started on the financing process?

Fill out an application by clicking on the “Apply Here” button above or call us and we can walk through the application over the phone.

What do you need from me after filling out an application?

Typically, we’ll need a completed application, three months of bank statements, and a copy of your drivers license (or commercial drivers license if applicable). The faster you get these documents to us the faster we can submit you to lenders and get you the financing you need.

Will you pull my credit?

After we receive your application we will perform a soft credit pull. This credit pull won’t negatively impact your score because it isn’t a hard credit pull.